This account is ideal as a young personís first account or for those who have had problems with overdraft fees in the past. You wonít face these high fees, because you canít overdraw this account.
There are no checks with this account. You will have a free ATM card that you can use for purchases and to withdraw cash without a fee at over 20,000 ATMs nationwide (including 200 in Metro St. Louis and 50 in Springfield, IL). But if you donít have sufficient funds in the account, the purchase or withdrawal will be declined.
It also includes free direct deposit, plus free online and mobile banking (but not online bill pay). Thereís a $25 minimum deposit to open the account and an $8 monthly fee.
You may also be interested in these accounts:
Totally Free Checking
This full-featured account is our customers' favorite, because it's truly free. There's no minimum balance to avoid monthly fees and you can open the account with as little as $100. Even if you have been denied a checking account because of problems in the past, you can still qualify for our Totally Free Checking account through the Get Checking educational program. Call or come in and we'll guide you through it.
This is a great way to save for what's important to you. You can open the account with as little as $100 and avoid monthly fees with an average daily balance for the month of $100 or more.
Credit Builder Loan
Use our Credit Builder Loan to establish or rebuild your credit rating. You borrow $1,000, and invest it in a Carrollton Bank Certificate of Deposit. As you make timely payments on the loan, your credit score gets established or improves. When you make your last loan payment, you may withdraw the $1,000 CD.