LISA BISHOP Credit Administration Manager/AVP 217-942-5409 x2229 Email Lisa Lisa has 16 years of banking experience, and has been with Carrollton Bank since 1997. She can assist customers with questions regarding loan servicing and reporting loans to credit bureaus. CHERYL BROCK Human Resources Vice President 217-942-5409 x2270 Email Cheryl Cheryl has worked in human resources for 18 years and has been with Carrollton Bank since 1999. Her customers are the employees of Carrollton Bank, and she strives to make their work lives a little easier so they can focus on their bank customers. Cheryl helps us find all the great people you’ll find at Carrollton Bank. GARY BROWN Credit Risk Management/SVP 217-793-5073 Mobile 217-248-1264 Email Gary Gary grew up in North Central Illinois and graduated from the University of Illinois. He has 31 years of commercial banking experience working with customers and fellow bankers to help companies and owners achieve their financial goals. STOSHA FLOWERS Information Systems Manager 217-942-5409 x2271 Email Stosha Stosha is a native of Carrollton, Illinois and holds a finance degree from Southern Illinois University at Edwardsville. In April of 2005, Stosha joined Carrollton Bank after working in the lending department at Jersey State Bank for 5 years. As Information Systems Manager, Stosha manages the Data Processing Group and ensures that her coworkers have access to the account programs necessary to service the customers of Carrollton Bank. LORI FRESHOUR VP of Retail Banking 618-467-1700 Email Lori Lori joined Carrollton Bank in 1996 and is responsible for the management and direction of the Retail staff and Retail products and services for all 7 Carrollton Bank branches. TOM HOUGH Chief Executive Officer 217-942-5108 Email Tom Tom is a native of Carrollton, Illinois, graduated from the University of Illinois College of Business in 1973, and now resides with his family in St. Louis. He's spent his entire career at Carrollton Bank and was named Chairman and CEO in 1988. Tom is the fifth generation of his family to lead the bank, which was founded in Carrollton in 1877 by his great-great grandfather. MARY KIRBACH Compliance Officer/ Head Trust Officer 217-942-5409 x2253 Email Mary Mary received her law degree from St. Louis University in 1992 and was in private practice in Jerseyville until she was elected Jersey County State’s Attorney in 2000.  Mary joined the Carrollton Bank team in the Spring of 2005 as Compliance Officer, and now also serves customers as a Trust Officer. ROCHELLE NIEDRINGHAUS VP of Treasury Management 314-965-4848 Mobile 314-504-8274 Email Rochelle Rochelle received her Management Degree from Maryville University. She has 27 years of banking experience. Rochelle manages the Treasury Management Department for Carrollton Bank. The Treasury Management Department offers a variety of services to help commercial deposit customers manage their cash flow and daily banking needs. BILL O'NEIL Chief Financial Officer/SVP 217-942-5409 x2255 Mobile 314-766-5624 Email Bill Bill joined Carrollton Bank in 1998 as our first full-time CFO. He is responsible for the bank’s financial, tax and regulatory reporting. He is also a member of our investment committee and oversees our investment portfolio. KATHY M. SCHNETTGOECKE Internal Auditor 217-942-5409 x2252 Email Kathy Kathy grew up and continues to live on a farm in Carrollton. She graduated from MacMurray College with a B.S. in Business Administration. Kathy joined Carrollton Bank in 1993 after her 3 children started in school. JENNIFER SHAW Electronic Banking Coordinator 217-942-5409 x2230 Email Jennifer Jennifer is a native of Carrollton, Illinois and holds a business degree from Western Illinois University. In April of 2007 Jennifer returned to Carrollton and joined Carrollton Bank after working for 7 years with the Hilton Hotels Corporation. As Electronic Banking Coordinator Jennifer is responsible for supporting all telephone and Internet-based banking products. BEN STOTLER Chief Operations Officer 217-942-5409 x2222 Email Ben Ben grew up in St. Louis and holds a business degree from the University of Missouri - St. Louis. He has worked in banking since 1992, in the Retail, Lending and Operational areas. Ben is responsible for providing our people with the tools they need to serve our customers.

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