Personal Banking: Credit Builder Loan

Use our Credit Builder Loan to establish or rebuild your credit rating. You borrow $1,000, and invest it in a Carrollton Bank Certificate of Deposit. As you make timely payments on the loan, your credit score gets established or improves. When you make your last loan payment, you may withdraw the $1,000 CD, plus the interest.

You may also be interested in these accounts:

Basic Banking Account

This account is ideal as a young person's first account or for those who have had problems with overdraft fees in the past. You won’t face these high fees, because you can’t overdraw this account. It includes a free debit card that you can use for purchases and to withdraw cash without a fee at over 20,000 ATMs nationwide, plus free direct deposit, and free online and mobile banking. Learn more

Totally Free Checking

This full-featured account is our customers' favorite, because it's truly free. There's no minimum balance to avoid monthly fees and you can open the account with as little as $100. Even if you have been denied a checking account because of problems in the past, you can still qualify for our Totally Free Checking account through the Get Checking educational program. Call or come in and we'll guide you through it.

Savings Account

This is a great way to save for what's important to you. You can open the account with as little as $100 and avoid monthly fees with an average daily balance for the month of $100 or more.


Contact the Carrollton Bank nearest you.