Our Business Capabilities

Run your business finances efficiently—anytime, anywhere.

Balances, Transactions & Alerts

See your balances and transaction activity in real time, and set custom alerts for things like low balances or large transactions so you're never caught off guard.

Loan Payments & Wire Transfers

Make loan payments and send wire transfers directly from your computer or phone — no branch visit needed, so you stay in control of your cash without the hassle.

ACH & Check Exceptions

When an ACH payment or check can't be processed as expected, you'll be notified immediately and can approve, return, or correct it on the spot — preventing delays and protecting against errors or fraud.

User Management & Permissions

Control who on your team can view accounts, approve payments, or move money — so the right people have the right access and your finances stay secure.

Mobile App & Mobile Deposit

Deposit checks and manage accounts from anywhere, accelerating cash flow and reducing trips to the bank.

Access flexible financing to support growth, operations, and ownership goals.

Lines of Credit

A business line of credit gives you funds to draw on whenever you need them — ideal for managing slow seasons, covering unexpected expenses, or acting quickly on a new opportunity.

Equipment Loans

Acquire or upgrade essential equipment while preserving cash and spreading costs over time.

Letters of Credit

A letter of credit from your bank assures your suppliers that they'll be paid once agreed conditions are met — building trust in business relationships and making it easier to negotiate favorable terms.

Commercial Real Estate Loans

Whether you're buying your first location, expanding to a new facility, or refinancing an existing property, our commercial real estate loans help you build ownership and long-term stability.

Personal Loans for Business Owners

Sometimes business owners have personal financial needs — a major expense, a gap in personal cash flow — that shouldn't require pulling money out of the business. These loans let you handle personal needs while keeping your business capital intact.

Stock Loans

Use your investment portfolio as collateral to access cash when you need it — without having to sell your holdings or trigger a taxable event.

Buyout/Acquisition Financing

Whether you're buying out a partner, acquiring another business, or planning for ownership succession, we can structure financing to make the transition smooth and affordable.

Jumbo and 2nd Home Loans

For business owners purchasing a high-value primary residence or a second home, we offer jumbo mortgage solutions that go beyond conventional loan limits — with financing tailored to your overall financial picture.

Accelerate cash inflows and streamline payments.

Merchant Processing

Accept payments seamlessly — online, in-person, or mobile — improving customer experience and speed of payment.

Commercial Lockbox

Instead of manually opening mail and depositing checks, a commercial lockbox routes customer payments directly to your bank for processing — getting funds into your account faster and freeing up your staff for more important work.

ACH Origination

Automate payroll, vendor payments, and recurring transactions to save time and reduce manual errors.

Remote Deposit

Use a desktop scanner to deposit multiple checks at once directly from your office — ideal for businesses that receive a high volume of check payments and want to avoid daily trips to the branch.

Business Credit Cards

Simplify expense management, track spending, and extend short-term purchasing power.

Protect your business from financial loss and unauthorized activity.

Positive Pay

Detect and prevent fraudulent checks by matching issued checks against those presented for payment.

Payee Match Positive Pay

Standard Positive Pay verifies check amounts — Payee Match goes further by also confirming the payee name matches what you issued, catching altered or forged checks that might otherwise slip through.

ACH Debit Filter

Control which companies can debit your account, reducing unauthorized transactions.

ACH Debit Block

For maximum protection, an ACH Debit Block prevents any company from debiting your account via ACH unless you've specifically pre-authorized them — a stronger safeguard than a filter for accounts that rarely receive ACH debits.

Account Alerts

Receive real-time notifications of suspicious or unusual activity so you can act immediately.

Turn financial data into actionable insight.

ACH Remittance Reports

When customers pay you via ACH, remittance reports give you the detail behind each payment — who paid, what it's for, and how much — making reconciliation fast and accurate.

Export Transaction Information

Integrate banking data with your accounting systems for faster, more accurate reporting.

Wire Transfer Notification

Stay informed of incoming and outgoing wires to manage liquidity in real time.

Account Analysis

Receive a detailed monthly statement of all your account activity and associated bank fees, so you can evaluate whether your account structure is working efficiently and identify opportunities to reduce costs.

Maximize returns on excess cash while maintaining liquidity.

Interest Bearing Sweep Accounts

Automatically move idle funds into interest-earning accounts to improve returns.

Transfer to/from Line of Credit

Excess cash sitting in your account can automatically pay down your line of credit balance — reducing the interest you owe — then sweep back when you need it. It's a simple way to put idle cash to work.

Money Market Accounts

Earn competitive interest while maintaining access to funds when needed.

Loan Sweeps

Reduce borrowing costs by using surplus cash to pay down term loan balances automatically — similar to a line of credit sweep, but applied to fixed-term debt rather than revolving credit.

Support global business with confidence and reduced risk.

Import Letters of Credit

When importing goods, a letter of credit guarantees your overseas supplier will be paid — but only after they've met the agreed shipping and documentation requirements, protecting you from paying for goods that don't arrive as promised.

Documentary Collections

A cost-effective alternative to letters of credit, documentary collections use your bank as an intermediary to exchange shipping documents for payment — giving both you and your overseas trading partner a structured, reliable process.

Standby Letters of Credit

A standby letter of credit isn't meant to be drawn on — it's a financial backstop that assures your business partners you can meet your obligations. It's only triggered if you default, making it a powerful tool for securing contracts without tying up cash.

Bank Guarantees

Similar to a standby letter of credit, a bank guarantee is your bank's promise to cover a financial obligation if you're unable to. Commonly used in construction contracts, lease agreements, and international trade where a third party requires proof of financial backing.

Foreign Drafts

Send payments to overseas suppliers or partners in their local currency using a bank-issued foreign draft — a secure, widely accepted alternative to wire transfers for international transactions.