Carrollton Bank

Personal Account Features

When opening a savings or checking account, it’s important to understand the account’s terms and conditions. That’s why we provide clear disclosures that explain how the account works, like monthly fees, interest rates, minimum balance requirements, and transaction limits. These features help you choose the account that fits your needs best and avoid any surprises down the road.

Checking Accounts

	Basic Banking	Totally Free Checking	Personal Interest Checking	Carrollton Select
Qualifications				Age 55 or better
Minimum Balance Requirement	No minimum balance	No minimum balance	$2,000*	$2,000*
Monthly Service Charge	$5.00	No monthly service charge	$7.50**	$7.50**
Earns Interest
Write Checks
Debit Card
Access to over 30,000 Free Carrollton Bank or MoneyPass ATMs
Eligible for Overdraft Privilege
Online Banking***
Mobile Banking
eStatements
Mobile Deposit
Bill Pay
External Transfers
Zelle
Account Alerts
Special Features				Free Cashier's Checks Free Notary Service Discounted check orders Safe Deposit Box Rental

Savings Accounts

	Premium Money Market	Totally Free Savings	Health Savings Account - Individual or Family
Minimum Balance Requirement	No minimum balance	No minimum balance	No minimum balance
Monthly Service Charge	No monthly service charge	No monthly service charge	No monthly service charge
Earns Interest
Withdrawals	Limited Activity Account	Limited Activity Account	Withdrawals used to pay for qualified medical expenses are tax-free
Online Banking***
Mobile Banking
eStatements
Mobile Deposit
Bill Pay
External Transfers
Zelle
Account Alerts
Special Features			Yearly Contributions are limited to Current and Prior Year Maximum Limits

^* Minimum balance is monthly average collected balance
^** Monthly service charges waived if balance remains above minimum balance requirement
^*** Fees may apply