Personal Account Features

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Account Specifics Basic Banking Totally Free Checking Personal Interest Checking Carrollton Select Premium Money Market Totally Free Savings HSA Individual or Family
No Minimum Balance Yes Yes $2,000 Average Collected Balance $2,000 Average Collected Balance Yes Yes Yes
No Monthly Service Charge $5.00 Yes $7.50
Waived with $25,000 Aggregate Balanceor $50,000 Loan Balance
$7.50
Waived with $25,000 Aggregate Balanceor $50,000 Loan Balance
Yes Yes Yes
Interest Bearing N/A N/A Interest w/ Balance Tiering Interest w/ Balance Tiering Yes Yes Yes
Special Features No Check Writing
No Overdraft Privileges
No Access to Bill Pay, External Transfers or Zelle Payments
$400
Overdraft Privilege
Available
$700
Overdraft Privilege
Available
Replaced Premium CheckingGold Interest Checking
$400
Overdraft Privilege
Available

Age 55 or Better

Free Cashier’s Checks
Free Notary Service
50% Discount On:
Check Orders
Safe Deposit Rental
Limited Activity Account
See Account Disclosure
*************
6 external withdrawals per statement cycle.
$7.00 fee for each withdrawal/transfer over 6 in a statement cycle
Limited Activity Account
See Account Disclosure
*************
6 external withdrawals per statement cycle.
$7.00 fee for each withdrawal/transfer over 6 in a statement cycle
Yearly Contributions are limited to Current and Prior Year Maximum Limits.

Online Banking and Mobile Features

  • eStatements
  • Bill Pay
  • Mobile Deposit
  • External Transfers
  • Account Alerts
  • Zelle
  • Direct Connect with Quicken

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