Carrollton Bank 2026 Holidays
This calendar offers an at-a-glance view of federal bank holidays along with helpful tips on how to
manage your workflow.
- Use the holiday calendar to help you manage your holiday workflow quickly and easily.
- Carrollton Bank observes the federal holidays as noted.
- During federal bank holidays, some services may be unavailable or have limited availability.
- Carrollton Bank offices observe these holidays by closing our offices; however, office closings
vary depending on the market and local practices.
Carrollton Bank will be closed on the following federal holidays in 2026:
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Federal Holiday
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Date observed in 2026
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New Year's Day
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Thursday, January 1
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Martin Luther King, Jr. Day
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Monday, January 19
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Presidents Day
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Monday, February 16
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Memorial Day
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Monday, May 25
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Juneteenth Independence Day
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Friday, June 19
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Independence Day
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Saturday, July 4
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Labor Day
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Monday, September 7
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Columbus Day
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Monday, October 12
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Veterans Day
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Wednesday, November 11
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Thanksgiving Day
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Thursday, November 26
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Christmas Day
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Friday, December 25
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Holiday service availability
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Service
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What you can continue to do on bank holidays
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Holiday rules and restrictions
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Create future-dated batches
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When initiating ACH batches, keep in mind that the effective date cannot be a holiday date.
Although the ACH system will not letyou select a holiday, you may need to prepare a batch
earlier to allow enough time. Since payroll batches often use Friday effective dates, be
sure to plan carefully for Thursday holidays, such as Thanksgiving.
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Send requests
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ACH Adjustment requests submitted on a holiday are not processed until the next business day
after the holiday.
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View history
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Positive Pay exceptions are not available for review on holidays. Exceptions will be
available for decisioning the next business day.
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Create future-dated transfers
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Internal transfers cannot be effective on a holiday date.
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Create future-dated transfers
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Wire transfers created on a holiday cannot be sent to beneficiaries on a holiday date. They
are processed as directed on the next business day.
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Request stop payments; Revoke stop payments; Perform check inquiries
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Stop payments requested on a holiday are not effective until the next business day.
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Normal processing
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None apply.
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Make deposits
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Deposits submitted on a holiday through Remote Deposit are not processed until the next
business day.
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Initiate requests for Drafts
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Requests for International drafts can be initiated on Carrollton Bank holidays, but will not
be sent until the next business day. In some cases, international requests for transfers may
not process on the same day due to foreign bank holidays.
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ACH Processing – How to plan for ACH holiday processing
ACH batches cannot settle on holidays (or weekends) so please prepare your batches in advance, if
needed. You can select an effective date for your batch that is either the business day before the
holiday or the business day after the holiday. If you use the ACH recurring batch schedule, your
recurring batches will be automatically processed on the business day before or after the holiday,
based on your preference.
Example holiday payment schedule for a Friday payroll after a Thursday holiday:
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Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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No Task
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Prepare ACH batches for payroll
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Holiday
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Payroll
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Wire Transfer Processing – How to plan for wire transfer holiday processing
Wire transfers cannot be dated for holidays (or weekends) so please prepare your wire transfers in advance, if needed. You can select a send date for your wire transfer that is either the business day before the holiday or the business day after the holiday.
Example of valid effective dates for wire transfers:
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Monday
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Tuesday
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Wednesday
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Thursday
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Friday
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Send Date
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Holiday
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Send Date
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No Task
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No Task
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Wire Transfer Processing – How to plan for wire transfer holiday processing
- Since some system administration actions require multiple users to complete, we recommend that you review your staff coverage during the holidays to ensure you have adequate coverage.
- Take a moment to review your current Online Banking users and determine if any additional users may be needed prior to a holiday.
- Remind users that they can click Forgot your password? on the login page to reset their password/PIN.