Bank Holidays

Carrollton Bank 2026 Holidays

This calendar offers an at-a-glance view of federal bank holidays along with helpful tips on how to manage your banking services.

Carrollton Bank will be closed on the following federal holidays in 2026:

Federal Holiday	Date observed in 2026
New Year’s Day	Thursday, January 1
Martin Luther King, Jr. Day	Monday, January 19
Presidents’ Day	Monday, February 16
Memorial Day	Monday, May 25
Juneteenth Independence Day	Friday, June 19
Independence Day	Saturday, July 4
Labor Day	Monday, September 7
Columbus Day	Monday, October 12
Veterans Day	Wednesday, November 11
Thanksgiving Day	Thursday, November 26
Christmas Day	Friday, December 25

Holiday service availability

Service	What you can continue to do on bank holidays	Holiday rules and restrictions
ACH Origination	Create future-dated batches	When initiating ACH batches, keep in mind that the effective date cannot be a holiday date. Although the ACH system will not let you select a holiday, you may need to prepare a batch earlier to allow enough time. Since payroll batches often use Friday effective dates, be sure to plan carefully for Thursday holidays, such as Thanksgiving.
ACH Adjustments	Send requests	ACH Adjustment requests submitted on a holiday are not processed until the next business day after the holiday.
Positive Pay	View history	Positive Pay exceptions are not available for review on holidays. Exceptions will be available for decisioning the next business day.
Internal Transfers	Create future-dated transfers	Internal transfers cannot be effective on a holiday date.
Wire Transfers	Create future-dated transfers	Wire transfers created on a holiday cannot be sent to beneficiaries on a holiday date. They are processed as directed on the next business day.
Stop Payments	Request stop payments; Revoke stop payments; Perform check inquiries	Stop payments requested on a holiday are not effective until the next business day.
Image Access	Normal processing	None apply.
Remote Deposit	Make deposits	Deposits submitted on a holiday through Remote Deposit are not processed until the next business day.
Request for International Drafts	Initiate requests for Drafts	Requests for International drafts can be initiated on Carrollton Bank holidays, but will not be sent until the next business day. In some cases, international requests for transfers may not process on the same day due to foreign bank holidays.
FedNow	Normal processing FedNow operates on a 24-hour business day that continues through weekends and holidays, ensuring instant, irrevocable settlement.	None apply.

System Administration

Ensure that your Company has sufficient Online Banking user permissions

Since some online services may require multiple users to complete, we recommend that you review your staff coverage during the holidays to ensure you have adequate coverage and user permissions.
Take a moment to review your current Online Banking users and determine if any additional users/permissions may be needed prior to a holiday.

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